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Finally be able to up DMP payment

So i know its not exactly news but hey ho i'm over the moon that after 2 years on the same repayment into our DMP we've been able to increase the payments by £116, all just by budgeting for the past 6mths to see what we really can live on. Didn't want to commit to the increase until we were sure this new budget we'd work out we could actually stick too.

Such a good feeling as must go in our favour when creditors get an increase offer in repayment, not to mention being debt free quicker.
Mummy to two girls: October 2013 and February 2016

Comments

  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Good one! here to quicker DFD:j:T:T:T:T:j:j:j:j:beer:

    MM2
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Well done :T:T

    Have you put your numbers through the snowball calc:D
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Never used a snowball calculator. My DMP is done through payplan, but just logged into actually to see what each creditor has been offered and seen 2 creditors amounts that we owe are quite low now ( just over £100 two of them)

    So anyone think it would be okay to save up these amounts for these 2 creditors and then send payplan a payment to actually pay them off?
    Mummy to two girls: October 2013 and February 2016
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Nothing wrong in saving the money and doing the F&F yourself;)
    there are templete letters when you need them
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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