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Mummytogirls - 100 years to be debtfree - I think not!

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  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Mummytogirls

    Its a lovely day, shouldn't moan but I'm melting!

    Its a few degrees too hot even for me and I like it hot.

    Hope you've had a lovely weekend xx
  • crapwithcash82
    crapwithcash82 Posts: 1,044 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hello Mummytogirls, thought I would pop over to your diary and say hello! :wave: Thats great that you are now below £17k, I used to LOVE getting my debt down by another thousand, I'll need to get back into that again, and get excited about the numbers coming down again!! My favourite was when it went from £10k to £9*** that felt so good because it was the first time in years my debt had been a four figure sum and not a five figure one!

    Sounds like you got a deal on the jacket for your DD! I keep looking at all the school uniforms and stuff for Back to School in the shops and thinking "next year my baby girl will need a school unform"!! Makes me well up lol!!

    Will subscribe to your diary so I can keep up to date on your progress.

    CwC xxx
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Typical Scottish weather here, 4 seasons in one day (almost ;))

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary, wow its another lovely day here so ive got the whites out as promised on the line :D! Im at work tho boohoo!!!

    Had the fan on all night as it was just too stuffy without it, god help the electricity readings when I do them tomorrow :eek:!

    Choo, no dont moan it will be raining again tomorrow :rotfl:!!

    CwC, ooohhh I cant wait to get into the 4 figures! In Feb my loan will be paid off and so by that point im hoping to be into the £12k's so not too far off!
    The little ones grow up far too fast, cant believe my DD starts full time in Sept. Only 15 months and little DD will be at nursery, that will just fly by!

    Just paid my mot over the phone as they sent me a bill out which was very kind £277 :eek:, but hey its done for another year now. Weve had the car nearly a year and it doesnt owe us a thing really, its been quite good to say the mileage thats on the clock. You watch now ive said that it will blow up or something!!

    Aerobics tonight so ive got bolognaise for my lunch and will have something light for tea.

    Right I think thats about all from me. Catch up soon xx
    Mummytogirls x

  • crapwithcash82
    crapwithcash82 Posts: 1,044 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    CwC, ooohhh I cant wait to get into the 4 figures! In Feb my loan will be paid off and so by that point im hoping to be into the £12k's so not too far off!
    The little ones grow up far too fast, cant believe my DD starts full time in Sept. Only 15 months and little DD will be at nursery, that will just fly by!

    Ooh thats good that you'll have one less creditor by Feb! Thats going to be a great feeling too! I think I have about £700ish left to pay on my NR loan, so I really hope I can get rid of that by the end of the year so I can say I have one less creditor too. If I am back to work in Oct that should be do-able but not going to count my chickens!

    The little ones really do grow up to quickly, is it two girls you have? We have one of each now, but I would love more - its just all down to money really. I wouldn't want to have more kids until the money situation is sorted, because I don't want to have kids and not be able to buy them things and take them places!

    Right, I really am off to do something off my list now! LoL!
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary,

    Just popping by, nothing too much to report.

    Another lovely day here today, not too hot which is nice. Got another load of washing out :T.

    Still waiting to hit the Toluna threshold as theres a project open on there. Also waiting for my Quidco money to be validated too.

    Did some hoovering before work this morning so the house will look presentable when we get home (for about 10 minutes!!).
    Ive got some chicken out for tonights tea and ive got one of those bags where you add some flavouring and cook in the bag, hope im making sense here!!
    Going to do it with some roast potatoes and veg I think.

    Got a free delivery code from Mr T so will use that this weekend and save myself from the supermarket :D.

    Think thats about it from me! Catch up soon xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening diary,

    Just popping in for a little catch up!

    Just done the meter readings and not too bad at all to say ive been using the tumble drier (apart from the last 3 days) and we had the fan on in the bedroom all night Sunday! £31 for the fortnight :). Just £20 in debit so once this payment has gone in we should be well in credit next month. We will just get in credit and it will be time to switch the heating back on!!!

    We had the chicken cooked in a bag thing! It was delicious, I would highly recommend. We had the garlic chicken one with roast pots, carrots and broccoli.

    Done my shop at Mr T's and spent £90 :eek:. Definately going to look at that before it gets delivered to see what can be cut back on.

    Thats about it from me! Catch up tomorrow xx
    Mummytogirls x

  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    Well done on the electric. Your dinner sounds yummy :) Will have to try one.......

    Glad its not just me who spends lots on shopping :p:p (but mine is often loads more then £90 :o)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Mummytogirls

    The dinner does sound yummy, will have to try that. Our energy account should be in credit as well with the next bill (hopefully) - just ready for the winter.

    Have you managed to reduce the Mr T order?
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary,

    Just popping in for a quick catch up after checking bank accounts. Everything looking fine there and DH gets paid tomorrow :j.

    Already got one load pegged out and im about to get the 2nd load out in a minute, might aswell whilst I can!

    Mummy and Choo, definately recommend the chicken in a bag thing, the chicken was so tender yummy!!
    Re the shopping were having a BBQ on Sunday for some friends and £30 extra is on that really as we need charcoals and everything!! Im going to print off my order today and go through it and see what I can get cheaper or maybe remove. Ive ordered extra meat so im hoping some will roll over into the next week.

    Still waiting for my Toluna and quidco credits :mad:! Hate waiting, im checking daily argh!

    Right think thats about it from me. Best sort DD's hair for school and peg this other load of washing out.

    Catch up soon x x
    Mummytogirls x

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