bankruptcy

RAS

Forget about the telephone, it is completely irrelevent. You cannot legally acknowledge a debt on the phone, whatever the DCa tell you. just cannnot be done.


the only thing that would affect you is if they have the equivalent to a CCJ against you.

please ring NDL or CCCS Scotland as they can explain the Scottish law better than I can.

And please do not write to these companies.

queenschina

:)Thanks for the reply's.:A

Snippa

Do you have assets, or a decent income? If not, you might be best just to go LIIL - low income low asset bankruptcy. It only costs £100, and wipes out your debts for sure, with a known date. If you could do that it would take away any stress or worry about them coming after you.

RAS

That is an option if the debt is not cleared anyway in the next few months.

queenschina

Snippa wrote: »

Do you have assets, or a decent income? If not, you might be best just to go LIIL - low income low asset bankruptcy. It only costs £100, and wipes out your debts for sure, with a known date. If you could do that it would take away any stress or worry about them coming after you.

Hi I don't have either, but LIIL sounds they way for me, if its not out wiped out by the end of the year. Thanks.

queenschina

:A:kisses3:Thanks everyone for your advice, I really appreciate it.