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CCJ and rates bother
metalgal
Posts: 320 Forumite
This is quite a long story apologies but need help.
We moved into our house in April 2007. The house was owned by my husband but the rates were in the name of his sister, she had lived there previously. When we moved in we paid the whole years rates in one go, and requested that the name be changed to my husbands name. This was never done and last year we received county court proceedings last year. Because the name had never been changed we never got the rates bills and thus never paid them. Forgot about them. I telephoned the rates office and explained the situation. At the time I had recently been made redundant but was in receipt of maternity allowance. We came to the agreement of paying £63 a month using a girocard at the post office.
3 weeks ago i received the same county court proceedings and telephoned them up. A couple of my payments were not on their system and so they reissued the proceedings. I was told to try and find receipts for my payments and phone them back on the Monday. Unfortunately me and my husband lost someone close to us that weekend and the whole matter was thrown to the back of my mind. I telephoned them again today and explained the situation. They agreed to keep me on my payment plan of £63 a month, but it was too late to have the court proceedings withdrawn, they were due to be heard tomorrow. So now i will have a CCJ, which will !!!!!! my credit rating. Why can't they withdraw the matter at court tomorrow? Even though I have been paying and will continue to pay can I apply to have the CCJ lifted if it is granted? Any advice welcome even if it is a case of "tough"
We moved into our house in April 2007. The house was owned by my husband but the rates were in the name of his sister, she had lived there previously. When we moved in we paid the whole years rates in one go, and requested that the name be changed to my husbands name. This was never done and last year we received county court proceedings last year. Because the name had never been changed we never got the rates bills and thus never paid them. Forgot about them. I telephoned the rates office and explained the situation. At the time I had recently been made redundant but was in receipt of maternity allowance. We came to the agreement of paying £63 a month using a girocard at the post office.
3 weeks ago i received the same county court proceedings and telephoned them up. A couple of my payments were not on their system and so they reissued the proceedings. I was told to try and find receipts for my payments and phone them back on the Monday. Unfortunately me and my husband lost someone close to us that weekend and the whole matter was thrown to the back of my mind. I telephoned them again today and explained the situation. They agreed to keep me on my payment plan of £63 a month, but it was too late to have the court proceedings withdrawn, they were due to be heard tomorrow. So now i will have a CCJ, which will !!!!!! my credit rating. Why can't they withdraw the matter at court tomorrow? Even though I have been paying and will continue to pay can I apply to have the CCJ lifted if it is granted? Any advice welcome even if it is a case of "tough"
0
Comments
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Council tax is done as a liability order not a CCJ, so it wont show on your report.
All it does is allows use of bailiffs and stops council tax going statute barred.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Where are you as rates do not exist in England and Wales?If you've have not made a mistake, you've made nothing0
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Rates are basically council tax for bin collection water etc.0
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Are you paying rates or Council tax. The rules are different if you are in Scotland or NI.If you've have not made a mistake, you've made nothing0
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I live in NI paying rates.0
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