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Ready, Steady...... Save
cowshed-76
Posts: 21 Forumite
I just wanted to make a post to say hello to everybody on my lightbulb day. I've been using the main site on & off for quite a while and now i've pulled my head out of the sand and started on the road to debt freedom. I must admit. it's actually quite fun becoming a skin flint. lol
I'll be working my SOA tonight when i get home from a hot day at work.
Cheers
I'll be working my SOA tonight when i get home from a hot day at work.
Cheers
lightbulb day 20/07/06 = total debt £13,962.21
loan=£11,345.04/Natwest cc=£900.00/capital one cc=£1054.24/overdraft=£0.00
£2 coin savings = £12.00
Current debt (1/8/06): £13,300.04
loan=£11,345.04/Natwest cc=£900.00/capital one cc=£1054.24/overdraft=£0.00
£2 coin savings = £12.00
Current debt (1/8/06): £13,300.04
0
Comments
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Hello there and well done on your light bulb moment. It can be fun, and it can also be very tough at times, but everyone here is fantastic at supporting and keeping your spirits up.
Debts @ lightbulb moment (13/06/2006) - £59,842.23 :eek: All commercial debts now clear!!! :T Debts April - £20,000 to family (incl extra £10k borrowed for house deposit). DFD - Aug 2014
Proud to be dealing with my debts
Goal of the month - £500 on groceries for family of 5 - Apr 2011 - £620!
May - £454.85 so far. 0 -
Oh and my first attempt at a NSD has turned in a result of £3.18 on lunch from tesco's.
Packed lunch tomorrow, I thinks...lightbulb day 20/07/06 = total debt £13,962.21
loan=£11,345.04/Natwest cc=£900.00/capital one cc=£1054.24/overdraft=£0.00
£2 coin savings = £12.00
Current debt (1/8/06): £13,300.040 -
:j Welcome!:j
£3.18 is still a good start if you would normally have spent £5 you know! :TDebt free date - June 2008 :T :T :T0 -
Ah, but think of it this way:
Pre-lightbulb moment - £3.18 on lunch - well, I've got to eat! What's the big deal?
Post-lightbulb moment - £3.18 on lunch???? - by jingo, I could feed myself for a week on that!
Good luck!:eek: What if the hokey cokey is what it's all about? :eek:Official "Bring back Mark and Lard NOW! or else (please)" Member 160 -
:hello: Welcome and good luck!Official DFW Nerd No 096 - Proud to have dealt with my debt!0
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big welcome from me too - now did you make sure you got your CC points from that lunch
:rotfl: :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Hi Cowshed! Welcome and good luck! You will find some much help and inspiration here!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts
DFW Long Hauler #109 
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0 -
Thanks for your comments and support everybody. I didn't get any supplies for a packed lunch last night, so today isn't going to be a NSD for me. And having said that I will be spending less than yesterday on my lunch from Tesco's and should I apply for a club card whilst i'm there?lightbulb day 20/07/06 = total debt £13,962.21
loan=£11,345.04/Natwest cc=£900.00/capital one cc=£1054.24/overdraft=£0.00
£2 coin savings = £12.00
Current debt (1/8/06): £13,300.040
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