template for bank charges re statements

kickingkay

hi ive read lots about this and i think its high time i through down the gauntlet and reclaimed my charges
however im not sure how to word it or how to word getting my statements can i get them for accounts already passed on to debt collection agencies and for accounts closed etc old credit card bills etc
and what will happen to my dmp if i do go after charges from these companies im paying on a debt managment plan
thankyou
very much xx

Macduff_3

kickingkay wrote:

and what will happen to my dmp if i do go after charges from these companies im paying on a debt managment plan

Hi Kay

There is a link on this site somewhere for the bank charges template - I'm sure somebody will provide it.

Unfortunately, you are not able to claim charges back from creditors that are being paid through a DMP as you have breached the terms and conditions of the debt by making reduced payments. All CCCS clients would be millionaires if they could get the charges back!

You can still claim charges back from your current bank though, but hurry as they are getting wise to this!!!

Wonder_Girl

Don't rock the boat with creds on a DMP, at the end of the day they are doing you a favour and if you upset them they may start charging interest etc again or go for further action.

Only reclaim on CURRENT accounts that are not on your DMP