Unenforceability & Template Letters III

carol01

thanks n-i-d
we were blagging this you know, as you said it was enforcable but worth a try
and i am still unsure what we are blagging if you get what i mean. although i have not even recieved a phone call from halifax for at least a month. sorry to ask but what are you looking for, or what has this not got to make you think its not enforcable, as i was expecting you to say time to pay up ( really made up you didn't)
thanks n-i-d sorry to be a pain

GF69

never-in-doubt wrote: »

Hi and welcome,

So long as you're not a bank employee then you're more than welcome!

Not a bank employee, just a struggling civil servant! Will fire off the letters over the weekend, recorded, digitally signed, with my £1, and await the outcome. But thanks for the support, you guys x

never-in-doubt

carol01 wrote: »

thanks n-i-d
we were blagging this you know, as you said it was enforcable but worth a try
and i am still unsure what we are blagging if you get what i mean. although i have not even recieved a phone call from halifax for at least a month. sorry to ask but what are you looking for, or what has this not got to make you think its not enforcable, as i was expecting you to say time to pay up ( really made up you didn't)
thanks n-i-d sorry to be a pain

Hiya

Basically the terms are not linked to the application, that in itself does not make it unenforceable but we'll push as far as we can with it - don't worry, if things get silly i'll advise accordingly.....

Stick to the plan

carol01

n-i-d thanks for the clarity
will send letter tommorrow

never-in-doubt

sadg wrote: »

Thanks Nid I'll send it recorded Saturday

Have a good weekend :beer:

Cheers matey
You too :beer: - have a good un

*stop worrying - just remember these scum have no rights :cool: :cool:

scarednshakin

Good afternoon Niddy n ganag, hope everyone is well

Apex have now taken over the BOS Pref Acc and have sent various nice (ha ha) letters.

Informed them that it is in dispute and they sent back a letter stating 'we do not have this information you have to contact BOS directly' - still wondering what they were on about and if they had even looked at my letter.

Got another letter today, we have 72 hours to pay or all untold nasty things will happen :eek: Changed days, before we found this thread would have been in a real state about this (thanks Niddy).

Do I send them Refusal by Lender/DCA to accept Unenforceability?

Many thanks Niddy

Slickfm

Hi Niddy and all, The weekend is upon us, time to relax;) Hope you all have a good one with plenty of:beer::beer::beer: Catch up next week, Cheers!!!

never-in-doubt

scarednshakin wrote: »

Do I send them Refusal by Lender/DCA to accept Unenforceability?

Many thanks Niddy

Hiya

you may as well, yea go for it..... :beer:

scarednshakin

Thanks Niddy :beer: have a great weekend and speak to you all next week

BigCraigJohn

jen_br wrote: »

As a natural blonde id just to say some of us are smart!

I was blonde till I got in debt, its more of a silver now.