Unenforceability & Template Letters III

Locke

never-in-doubt wrote: »

Hiya

sorry but they will hassle you, its a pain I know but eventually it will stop...... :(

That's ok mate, it's to be expected I suppose.:(

never-in-doubt

BigCraigJohn wrote: »

Evening Nid.
Just a quickie, firstly would you take a peep at this?, i'm trying to reclaim some charges for my dad and this came in the SAR. He's not looking to dispute at present but its always nice to know as his job is not too secure at present. I think the charges will be as much as the balance anyway.

http://i1017.photobucket.com/albums/af299/badgercraig/mbna2.jpg?t=1272903494
http://i1017.photobucket.com/albums/af299/badgercraig/mbna1.jpg?t=1272903889

The other thing I wanted to ask. As Capital 1 have still not responded to my request to see the reverse of the signature page, have defaulted me(with a duff DN) and are probably about to terminate my account, do I have anything to lose by doing an SAR? I just figure this way I get to see for sure what the other side of the signature contained. I really think they have something to hide.

Thanks once again and hope your not too hungover(I am damn)

Your links are unenforceble mate.... as for SAR's - why bother? Let it go, forget them and move on. Your dad could do one, but you can only claim 6 years remember..............

never-in-doubt

They_Were_Up_In_Arms wrote: »

Just pay up dudes :cool:

ash, no mate - wrong place for those comments! :beer:

alland_2

never-in-doubt wrote: »

Replied -
Main advice, stop worrying.

Thanks never-in doubt, as you advised in #1136,

I will get my figures together, get ready for the long haul, cease payments and start to request CCA's and will be in touch for advice.

They_Were_Up_In_Arms

never-in-doubt wrote: »

ash, no mate - wrong place for those comments! :beer:

ok dont pay unless the y have original credit agreement with your original signature. No copies ok. and PM me for template letters. and stay cool at all tim es :cool:

never-in-doubt

alland wrote: »

Thanks never-in doubt, as you advised in #1136,

I will get my figures together, get ready for the long haul, cease payments and start to request CCA's and will be in touch for advice.

No do not request cca's just yet, just come back to me with figures....... depends what pre 04/2007 agreements you have v secured/unsecured etc....

Try and come back with details, before doing anything just yet.

never-in-doubt

They_Were_Up_In_Arms wrote: »

ok dont pay unless the y have original credit agreement with your original signature. No copies ok. and PM me for template letters. and stay cool at all tim es :cool:

Well done mate - see, you're learning :D

They_Were_Up_In_Arms

never-in-doubt wrote: »

Well done mate - see, you're learning :D

I am masterr of pro-unenfocability and also good at music quiz :cool:

putty71

Hi Never

Sorry to ask this as I am sure that it has been asked before and as I have not had the time, I have not been on here for a while or done a search. I still have arguements with my creditors and both Crap One and MBNA have quoted the Mcguffick court case in response to my CCA requests.
In essence what does this mean and where do I go from here? I will scan the letters and post them, but help please.

Thanks
Putty

BigCraigJohn

never-in-doubt wrote: »

Your links are unenforceble mate.... as for SAR's - why bother? Let it go, forget them and move on. Your dad could do one, but you can only claim 6 years remember..............

Cheers, i'll tell him. Tbh theres a matter of hundreds of pounds rather than thousands and his credit historys pretty good so I dont think he'll go that route, just nice to know if he finds himself out of work.

As for mine i'll try and forget about it.