Check a SOA and advice please !!

dojoman

ViolaLass wrote: »

£580 on food a month?! I would expect to be able to do it on £160 a month - depending on what you're feeding to your daughter. Do you or husband cook?

What planet are you on? You reckon you can survive on £9.23 per week or £1.31 a day, yeah right....:mad::mad::mad::mad:

Do you actually realise what an SOA for BR is about?

ashellis

Thanks for the support dojoman !! I honestly do not think I could live on £160 per month for a family of 4 either !!

I don't live on steak or luxury foods, and in reply to ViolaLass, yes, myself and hubby both cook, food from scratch, not out of the freezer or ready made meals.

Perhaps that's why our food bill is so high !!

Thanks Motherb, I will increase the ones you said, hey the worse they can do is say no eh !!

fredfedup

We were allowed £150 for clothes. Try £600 for food. We were also allowed £47.50 for school dinners. £5 per week/per child for activities ( not baby though) Haircuts is £10 per adult £5 per child. Definitely put holiday! We were allowed £80 for a family of four ( two young children) most OR's accept it. Your contents insurance seems low, and you state you have a car, yet have put nothing down for it.
fred x

ashellis

Many thanks fredfedup, I will up the holiday and haircuts and def the school dinners as sometimes little one wants milk and we have to pay extra for it !!
The contents is the price we pay, its with Morethan and is very reasonable!!

Regarding the car, it is hubbys car, he pays for the insurance, tax etc so he pays that out of the rest of his salary, I do not pay anything to do with the car, but thought i would put it down as I do have access to it, but cannot drive it due to a disability I have !!

He can pay for other bills from the rest of his salary can't he and I dont have to show it?? Or do I have to put his whole salary in and then show all expenses etc??

Thanks again for your help, mucho appreciated
Angie x

Doucam

ViolaLass wrote: »

£580 on food a month?! I would expect to be able to do it on £160 a month - depending on what you're feeding to your daughter. Do you or husband cook?

ViolaLass - are you for real? I manage to get by with around £450 - £500 a month for my family of 4, and that includes all toiletries and cleaning stuff, the OR actually queried it as he felt it was low.

Please could you tell me how you would do it for £160 a month? Thanks.

fredfedup

I would put all your household bills down. The OR will take a proportion of your husbands income into consideration. The fact that you are on benefits means that you would not get an IPA anyway. So do not fret too much. If you were to go back to work then that could change things. Personally, I would stay home for the next year with your beautiful baby. When all this is done and dusted you can go back to work ,and get life back on track
fred x

dannyjebb

I doubt even a single person could survive on £160/month for shopping. £6/day for 3/4 meals cleaning stuff etc.. I am looking forward to viola passing her wisdom onto the rest of us

ashellis

I will definately be staying at home for the next year, seen as we are going to move in June, I think after closing the company and now going bankrupt, I deserve a bit of time out !!

It will be nice to be a mum again, as I spent alot of time in the shop so eldest only saw me of an evening, and it's going to take time to build a nice home again when we move... then when buba is around 2 years old, I will go out and get a proper job again, one where I get paid a proper salary and have no responsibility !!!!

I will definately bump up some of the figures and increase hubbys contribution to show this.... roll on Monday when I can phone the court and get my date... I had to wait for the liquidation meeting last week so am eager to finally go bust in all respects of my life now !!

Has anyone here had any experience of the Co-op saying no for a new account?? I phoned to open one today and they have referred me???

confused76

ashellis wrote: »

Has anyone here had any experience of the Co-op saying no for a new account?? I phoned to open one today and they have referred me???

that is quite normal, don't worry. they referred mine and then they came back and said it was fine

philnicandamy

The co-op usually refer around 90% of all new accounts opened...so dont worry should be fine