Some loan help please

LouiseB24_2

Hi guys/girls

Ive had a quick read through the forum and now ready to ask a few questions.
Im in need of a loan - to clear off my other loans/credit cards - to have a fresh start.
I have bad credit - needless to say I need around 10k to clear off everything.
Ive taken a look at a few companys and need your advice if you have had any dealings with them.
I refuse to pay an upfront fee (Yes loans Ive read on here is bad I see?)
I have -

Easy Money Lender

Loan 'N' Go

Ive had a loan from my bank last year, and Ive managed to pay that off all ok - how ever I keep getting refused for a larger one.

Am desprated to start all over and get everything paid off - so I have one monthly out going.,
Most of my debts are with Payplan now but I want to get rid of them all.

Any ideas/help which bad credit loans I could look into???

Many thanks for your replys.

Wutang_2

I dont think its going to happen at the moment - sorry

Happytogetdebtfree

Ou maybe better posting on debtfree wannabe board. Wutang no need to be so abrupt. Have you thought about cutting back spends sometimes you just have to rid out I imagine if your on payplan intrest will be reasonable a bad credit loan may cause more harm than good I'd avoid like the plague. There's never a quick fix you just have to keep plodding and doing what you can. Good luck x