We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Equifax - Financial Associates

Hi there,

What information should appear on the financial associates section of the Equifax report

My mother seems to appear 4 times with differing different spellings for her name which is confusing me as i've never takenout anything with or for her.

Plus there all to do with mortgages, something ive never applied for before.

any help what normally appears here and what is classed as a financial associate.

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    A financial associate is someone with whom you have a joint financial product (mortgage, loan, overdraft, credit card etc). Once you have been associated with someone you generally stay associated unless you correct your files (even if the joint accounts are closed)

    If someone appears who should not you can fill in a notice of dis-association form to have them removed.

    Do you have a similar name to your mother or father (sorry not sure if you are male or female), sometimes links are incorrectly created when then should actually be on someone elses file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Here is the Equifax support on this issue - Link

    You may need to do the same with Experian and CallCredit.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • laguna_1
    laguna_1 Posts: 105 Forumite
    ah my name is the same as my father, bar the fact i have a middle name and he doesnt

    so it seems like they have linked the proucts my father has with my mother, with me instead of him.

    ill need to get onto equifax and the rest of them in regards to this then.

    would i just write them a letter you think.
  • laguna_1
    laguna_1 Posts: 105 Forumite
    ah perfect just read i can do it through the link you provided DarkConvict

    Cheers :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.