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is this true? new clean credit file
michellet11
Posts: 51 Forumite
i have just seen a site on the internet that says if you pay them so much they will let you know how to create a new clean credit file in less than 4 weeks..is this true?
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sounds like bullcr*p to meDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my Debts
Olympic 2012 Challenge #12
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do they also do a line in passports and driving licences??
Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
Slimmer of the month February , March ,April
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It has scam written all over it.
OP, if you are struggling with debts and repayments,then let us know and will help you reduce your spending. You cannot pay for a clean credit file, if only....0 -
thanks, does things on your credit file stay there for six years? and is the six years started from the day you took out the loan or the date of default..thanks0
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Information stays for 6 years since it was placed, this applies to most things like defaults, CCJ, BR etc. i.e. a default will come off 6 years since the default placed date.
Running accounts will stay on there so long as the account is open.
If any information on your report is wrong (remember there are 3 seperate ones) read page 19 onwards - http://www.ico.gov.uk/upload/documents/library/data_protection/practical_application/credit_explained_leaflet_2005.pdfAlthough no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
can i use a credit card to pay for my new shiny clean credit file ?0
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Scaaaaaaaaaaaaaaam!Total 'Failed Business' Debt £29,043
Que sera, sera.
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thanks again everyone..i just had another look and it says that you can get a clean credit file but it is done illegally,,i wonder what they do?0
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