We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
don't give up!

butterflyer
Posts: 24 Forumite
someone recently posted asking for any positive outcomes in the search for a mortgage.
began reading this site in early last year when searching for our first mortgage. its been along road as I have a ccj for £200 from 2005 which was paid almost immediately
we found a house that needed work,nationwide said it wasnt even worth putting an application in as it would be declined due to the ccj.and no high street bank/building society would touch us.
we tried nat west who declined us on the credit check.
we then got ourselves a fabulous whole of market advisor who got us an aip from abbey but we pulled out of the sale after survey showed ongoing structural movement ,
we found another house, waited with baited breath for the mortgage offer which came through in 2 weeks and today we have exchanged due to complete in march.
I think I will only relax once we have the keys, but it shows not all is lost if one or even 2 places say no..
began reading this site in early last year when searching for our first mortgage. its been along road as I have a ccj for £200 from 2005 which was paid almost immediately
we found a house that needed work,nationwide said it wasnt even worth putting an application in as it would be declined due to the ccj.and no high street bank/building society would touch us.
we tried nat west who declined us on the credit check.
we then got ourselves a fabulous whole of market advisor who got us an aip from abbey but we pulled out of the sale after survey showed ongoing structural movement ,
we found another house, waited with baited breath for the mortgage offer which came through in 2 weeks and today we have exchanged due to complete in march.
I think I will only relax once we have the keys, but it shows not all is lost if one or even 2 places say no..
0
Comments
-
Congratulations, butterflyer.marlasinger0
-
Nice one - hope the move goes well0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards