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rule of 78

I was wondering if anyone could help.

I have a lone that has 41 payments of 209.10 left to pay and a total of 7,6620.60 left.

the interest rate is 9.05%

what is was wondering is is there a spread sheet or something similar to work out if it is worth paying off the loan or not.

or is there an easy way to work out if how much interest I would save?

this is my first post so im not sure if this has been asked before.

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