need help about miss sold loans

moorey1

:mad::mad:had the claim people send me a claim pack about claiming back on miss sold loans and ppi as i no loger can find my loan agreement is it a good idea to use them as tay are a broker thay can get a copy of my loan agreement thay also charge a fee weather you get accepted by a soliciter or not witch is usualy 1 in 5 claims can some one give me advice as i know nothing

R0bert_Sterling

moorey1 wrote: »

:can some one give me advice as i know nothing

Sounds FAB. Not only will you know nothing, you will be someone who knows nothing who has also been ripped off.... go for it I say.
Why on earth should you struggle to repay the loans you spent in this day and age??

moorey1

the originall amount i asked for was 1500 and got heavily pushed into taking 3000 have i got much chance of of a pay out

woody01

moorey1 wrote: »

the originall amount i asked for was 1500 and got heavily pushed into taking 3000 have i got much chance of of a pay out

What did they do???? Hold a gun to your head? Torture you into signing?

You are the kind of individual that is dragging this country down. Pay your bloody bills and stop whining that its everyone else's fault you have credit. (reading your posts though, i am amazed you understood anything you were signing in the first place).

_Andy_

moorey1 wrote: »

the originall amount i asked for was 1500 and got heavily pushed into taking 3000 have i got much chance of of a pay out

Did they have your family kidnapped? You chose to take the loan, nobody forced you - take some responsibility and grow up. If you wanted just £1500 then that's what you should've taken.

Wutang_2

_Andy_ wrote: »

Did they have your family kidnapped? .

If this happened, then you will have grounds for complaint.

_Andy_

Wutang wrote: »

If this happened, then you will have grounds for complaint.

Are you saying they could reclaim the ransom fee?
Was this covered by the recent ruling on bank charges?
What about the costs involved in hiring negotiators etc.?

Wutang_2

It depends if it was an enforcable kidnap, just checking the kidnapping ombudsman website for clarification.

_Andy_

Wutang wrote: »

It depends if it was an enforcable kidnap, just checking the kidnapping ombudsman website for clarification.

Thanks - this should be a sticky or at least in the FAQ.

immoral_angeluk

LOL genius replies

RobertoMoir

moorey1 wrote: »

:mad::mad:had the claim people send me a claim pack about claiming back on miss sold loans and ppi as i no loger can find my loan agreement is it a good idea to use them as tay are a broker thay can get a copy of my loan agreement thay also charge a fee weather you get accepted by a soliciter or not witch is usualy 1 in 5 claims can some one give me advice as i know nothing

There are plenty of methods outlined on this forum (and other places) for doing this yourself. There's also plenty of experience with the sorts of companies you are speaking to in these forums - none of it very positive.

The only thing that will happen if you pay someone else to do it for you is that you will have paid someone else who will either do a shoddy job or who will need to bother you so much for info that you might as well have done it yourself and saved some money.

Frankly I suggest you save the money but its up to you. If you really think you have been somehow "pushed" into taking out a bigger loan than you needed in the first place and now it sounds like you're being pushed into hiring someone to do something you should be quite capable of doing yourself then it's about time you took responsibility for your own financial affairs - more reason to look into things yourself.