CCA returned not supplied, advice needed

Mabbs_2

I sent a CCA request to all my creditors about 10 days ago. A couple have come back quite positive saying they are trying to obtain it and my account is on hold in the meantime.

However, Moorcroft have sentback a letter with my £1 postal order saying they have approached their client who is Egg and they said to obtain a copy I have to write to Egg?

Is this correct or should Moorcroft have to supply it?

Thanks for any help

Jacobs_Crackers

Hi,
I'm not 100% sure, but I think Moorcroft have to supply it as they now own the debt. I too have an Egg account, but mine has been sold to Cabot. I have just sent the 1st CCA letter to them & they have returned my postal order as they say they don't need it. They also say that they will endeavour to get the CCA from Egg.
If you're in any doubt whatsoever, look at never-in-doubt's unenforceability thread - there's not much he doesn't know about CCA's!
Hope this has been some help.
JC

10past6

Mabbs wrote: »

Is this correct or should Moorcroft have to supply it?

Moorcrap MUST deal with your request, write back quoting:

Section 175 of the CCA 1974:

175 Duty of persons deemed to be agents

Where under this Act a person is deemed to receive a notice or payment as agent of the creditor or owner under a regulated agreement, he shall be deemed to be under a contractual duty to the creditor or owner to transmit the notice, or remit the payment, to him forthwith.

They hold a credit licence :eek: they [STRIKE]know [/STRIKE]- should know the rules

outadebt

Hi

I have had the same issue with Wescot and in the time I took to write back to them, the debt was shifted to Allied who have done exactly the same, returned y request and postal order to me and telling me I must write to to RBS directly but in the meantime I must contact them to prevent further action being taken......what do I do?