help !!

miss_missy

i would second washers suggestion of talking to someone like cccs and thinking about a dmp as with your amount of debt and the amount you could pay per month to creditors you could possibly be debt free in 4 year this is in theory and based on them not adding charges and interest i think its worth talking to someone and finding out your options

payneardo

darquestar wrote: »

Any chance you could sell your car and buy a cheaper one, that could clear one of your cards immediately.

Sorry car is on 0% HP , need the car for work so have to have a resonable car My last car blew up

payneardo

WASHER wrote: »

I have added comments in above, even with the suggested savings I have mentioned above, its a very tight soa, I would suggest you call the CCCS, a debt charity and see about a DMP (debt management plan). Take alook at the website, its very useful.

Cheers I have filled it all in & will speak to them later. I am stuck with some of my items due to contacts We also both have the pre payment cards for perscrtiptions and we both have 3 a month so it is around £25. We have started to buy clothes from charity shops to save money as well Thanks for the hints and tips we wil take them all on board, thanks for your time and help