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Help with Default please
longforthesun
Posts: 699 Forumite
OH and I have 2 old accounts with MBNA there are now with DCA's. On checking our credit file and old paper work it seems that MBNA defaulted us a full 30 days before they should have and 9 days before they wrote to us with the default notice.
I have looked at the threads relating to default removals but most of these cases seem to be that no default notices were recevied whereas we have received them.
Does anyone think we have a case for getting these removed?
Many thanks
I have looked at the threads relating to default removals but most of these cases seem to be that no default notices were recevied whereas we have received them.
Does anyone think we have a case for getting these removed?
Many thanks
February 2013 NSD - 4
0
Comments
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Never-in-doubt knows the process better than any of us, so he would be best to help you.
Under Data Protection the dates could be changed forward, although this wouldn't help in your favour.
What you probably need is advice from NID over the process that should be followed, and if a default is issued before the warning letter then it may make it invalid.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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