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CCJ - How long

I hope someone can help. I took out a NR together mortgage and I have a CCJ on the loan part of it. I still have 15 years to pay, will this CCJ stay there for the next 15 years? :o

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    It depends.

    Usually a CCJ will not be shown on your credit file after 6 years, but a creditor can request that it be put on each year until the debt is paid off.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • GeorgeUK wrote: »
    It depends.

    Usually a CCJ will not be shown on your credit file after 6 years, but a creditor can request that it be put on each year until the debt is paid off.


    :eek: That's not good! I hope NR won't do that :o
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