Pay Day Loans

cmjohnson_86

I came across these in a national newspaper and sounded ok if you were struggling for money. They can lend you £70-£750 until your next payday.

Has anyone ever used them and how were they?

Im looking to borrow around £200 jus to tie me over til the end of the month..

OR does anyone know any good companys that can lend me this amount ASAP? Thanks in advance

jonesMUFCforever

Have you tried your bank for an overdraft?
I would not touch companies like Pay day loans with a bargepole.

cmjohnson_86

Yeah its at its limit of £1300. In the process of looking for a new job with better pay and prospects etc as my current job is poor. It was just to pay a few bills off and get a suit for my job interviews.. They seem like a scam though as they ask for SO many different details such as Payslips, bank statements and copies of passports..

jonesMUFCforever

Have you explained what the extra is for? Or consider consolidating the o/d on a loan over say 12 or 18 months to keep repayments low for now.
Once you have the job you should be able to 'overpay' lump sums to cut down the interest costs.
Good luck

cmjohnson_86

I have a poor credit rating therefor I doubt Ill even be able to get a loan tbh.