Solicitor (Chancel search)

garcon6

Our solictor provided us with a list of general searches which they can do on our property which we are about to purchase.

There is one listed as Chancel search something relating to the Church of England. Not quite sure the purpose of this search, should it be done.

Also I have used websites recommended by Martin Lewis such as risk of flooding etc,

any other points to consider when using a solicitor.

thanks,

garcon6

_Andy_

garcon6 wrote: »

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There is one listed as Chancel search something relating to the Church of England. Not quite sure the purpose of this search, should it be done.

Have you asked your solicitor?

Joe_Bloggs

There is an article on wikipedia here that concerns chancel repair liability. I am sure that your solicitor will be able to advise on the merits of such a search.
J_B.

opinions4u

garcon6 wrote: »

There is one listed as Chancel search something relating to the Church of England. Not quite sure the purpose of this search, should it be done?

Do you want to pay for the local church to have a new roof in a couple of years?

You could be wholly or part liable under the terms of ownership of your property, even if it's not recorded on the lease/deeds.

While highly unlikely, it's not a risk remotely worth taking as any liability could ultimately bankrupt you.

(Dont't rely on lists and foum answers though - talk to the solicitor and ask the questions).

barrybarryr

Personally I would have the search done. The cost of chancel repair indemnity insurance is so cheap (ours is £47) it would be worth having the search done.

garcon6

The more i read about if from various post the more that I think i will have the search done, will mention it to the solicitor. I will also check if there are any churches nearby.

Thankyou for the advice.

garcon6

Tunstallstoven

I spoke to a solicitor yesterday who said that a new insurer for chancel liability has entered the scene recently offering insurance for around £25 (in perpetuity). Seeing as the search costs £17.63 he said we could just pay the £25 and be covered for ever more with no worries.

I'm in rural Norfolk so I think I'll go with that option. Does anyone know anymore about it - the name of the insurer etc.?

Arthritic_Toe

Max_Dread wrote: »

I spoke to a solicitor yesterday who said that a new insurer for chancel liability has entered the scene recently offering insurance for around £25 (in perpetuity). Seeing as the search costs £17.63 he said we could just pay the £25 and be covered for ever more with no worries.

I'm in rural Norfolk so I think I'll go with that option. Does anyone know anymore about it - the name of the insurer etc.?

If you happen to find out the name of that new insurer, could you post it? I need to arrange this insurance too.