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Advice Please!
Cheryl1985_2
Posts: 2 Newbie
in Loans
I am a 21 year old from Cardiff, I have debts of around £3000, I have a credit card with about £300 debts on it, I am currently a student so have all that debt too, I also have an overdraft of £1000 that I am at the bottom of.
I just want to get rid of this debt, as I am currently in unemployment I am finding this extremely hard, I have been rejected from loan companies, which makes me think I have a bad credit rating?!
I have read these forums for some time now, I was hoping someone would be able to give me some advice.
Thanks in advance.
Cheryl
I just want to get rid of this debt, as I am currently in unemployment I am finding this extremely hard, I have been rejected from loan companies, which makes me think I have a bad credit rating?!
I have read these forums for some time now, I was hoping someone would be able to give me some advice.
Thanks in advance.
Cheryl
0
Comments
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Hi Cheryl - welcome to MSE. You might get more advice if you post on the "Debt Free Wannabe" section of this board - do you have a SOA (statement of affairs) prepared as that will help immensly with advising you. Mind you, you say you are unemployed, but it will still be handy to see exactly what you have coming in and what needs paying out.
Try not to worry about it - we will do our best to help you!!
xx0
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