just some advice please.....

malnuman

hi..hope i'm in the right section! anyhow just recieved a letter today form "spratt endicott" solictors who are acting on behalf of CDISCOUNT who have gone into liquidation...

heres just the 1st paragraph..

"we act on behalf of the above mentioned client who has instructed us concerning the ammount due to them for 67.00 in respect of a payment failed or declined by your bank/card issuer..."

it does go on with i have to pay in 7 days or esle etc... but there is no mention of what the payment is for, no dates etc nothing!! i have orderd a few items form cdiscount which you can pay by installments, but i have no record of any payments i made been declined...
they are saying the debt is overdue.. i have not purchased anything frm this company in around 6mths

if dont respond to them in the 7 days they are stating what can they do?

Tixy

Hi Malnuman and welcome

You firstly need to send this prove it letter - http://forums.moneysavingexpert.com/showpost.html?p=11570893&postcount=2

You should never pay a debt collector (or solicitor) unless they provide proof that you owe the money and proof that they have a right to collect it.

What 'or else' are they threatening?

malnuman

thanks 4 the reply and advice, i wudnt say "threatening" just if i dont reply in 7 days..... "futher action been taken against you".. u see the words solicitors and futher action and i tend to panic!..lol..