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Credit Card charge reclaim

I've got two CC's of which I owe a fair bit of money on and cannot keep up the repayments, have sent offer of monthly payments to them on advice of cccs but as there are quite a few charges on them I wondered if it was still ok to do this as it would come off my balance owing.
Also, are there any sample letters anywhere I could use please, I've looked around but can't find any.
Thanks
Pattie
:confused: you are as you are, if you aren't as you ought to be.

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    have a look on consumeractiongroup.com/forum

    do bear in mind this is you suing your bank ,so you do need to know what you are doing. Have a good read with a nice :coffee: and make sure you have some quiet time to digest it all :) Good luck :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
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