Form filling - eeeekkk HELP PLEASE

sunshine111

Hi,

I am looking for a bit of help regarding the forms I am trying to complete, and would appreciate any help:-

• Form 6.27 - 1f - if I was self employed trading from another address which parts to I delete and which address do I put there?
• List of Unsecured Creditors - My bank account has an overdraft but is joint with oh who is not going bankrupt - do I put the amount on there of the overdraft?
• Section 3 - Assets - Do i put my personal house details on here or is this in relation to any business assets?
• 5.2 Credit Cards - I am a 2nd named person on 2 credit cards with my oh - do I still put these even though these are not being put into the br?
• Child Benefit do I need to take the weekly benefit * 52/12?
• Section 7 Outgoings - Other essential payments - do i put in here alos school meals, holiday, haircuts, mobile phone etc..

Thanks for any help

blind-as-a-bat_2

sunshine111 wrote: »

Hi,

I am looking for a bit of help regarding the forms I am trying to complete, and would appreciate any help:-

• Form 6.27 - 1f - if I was self employed trading from another address which parts to I delete and which address do I put there?Dont have a copy of the forms to hand so not sure, sorry
• List of Unsecured Creditors - My bank account has an overdraft but is joint with oh who is not going bankrupt - do I put the amount on there of the overdraft?Yes, as it terminates your liabilaty, unfortunatly though it then passes to your OH in full, and they will cancell any agreemant for both, turning it into an unautherised overdraft, assuming it is not one already
• Section 3 - Assets - Do i put my personal house details on here or is this in relation to any business assets?If you are personaly applying for BR, then most likely both, ie anything of value you have a financial intrest in
• 5.2 Credit Cards - I am a 2nd named person on 2 credit cards with my oh - do I still put these even though these are not being put into the br?not if the agreemant is in her name alone, being second named person does not make it your liabilaty usually
• Child Benefit do I need to take the weekly benefit * 52/12?yes
• Section 7 Outgoings - Other essential payments - do i put in here alos school meals, holiday, haircuts, mobile phone etc..yes (though mobile phone could be included in general telepone)

Thanks for any help

...............

sunshine111

Thanks, fortunately completed mostly in pencil..

sunshine111

Sorry, just on another note, if my income is inclusive of mileage (visiting clients) obviously I have paid out initially for the fuel and am getting back from my Employer. I have not put this amount on the SOA is that correct? I only put the amount of fuel I use personally, or do I add onto fuel as my net wage is inclusive of money I have paid out - oh I am all confused...

blind-as-a-bat_2

personaly, i would show the crossover, or it may be seen as income (depends how it is shown on your payslip i suppose) I would also add a note at the end in the space for further info to clarify it, so there is no confusion

sunshine111

Ok thanks it is seperate on the payslip.