Harveys Credit

jk63

Hello All

I purchased some furniture from Harveys in October 2009. I paid £309 on the day and got 9 months interest free credit on the remaining £1200 which has to be paid in July 2010. The goods were received in December 2009. I have the money now so wanted to get it paid off, I called Black Horse who the agreement is with and they say no paperwork has been submitted from Harveys and thus Harveys haven't been paid by Black Horse which means Black Horse won't let me pay them, which is obviously fine by me.

My question is, how long do Harveys have to submit the paperwork? What happens if its not done by July 2010 and also what happens if they don't submit it at all, do I get free furniture?

Before anyone says it, I don't need a morale debate here, I just want the facts.

Thank you guys

jonesMUFCforever

You won't get free furniture.
It is up to Harveys to set up the finance.
Keep the money in an interest bearing account until they ask.

jk63

Thanks, I will do just that, I know its a nice thought to get free furniture but not worth it if it goes pear shaped.

Thank you, I'll get it into an account asap.

molerat

Usually the retailer has 90 days to get a fully completed agreement to the finance house. This could turn into fun. A new finance agreement would mean another interest free period.

scared999

This has happened before with Harveys.... Friend did the same as you, and Harveys never submitted the finance form - nor never requested the money.... Free furniture.....:T

cooltt

molerat wrote: »

Usually the retailer has 90 days to get a fully completed agreement to the finance house. This could turn into fun. A new finance agreement would mean another interest free period.

No they don't they can submitt it at anytime before the interest free period ends, lots of retailers do this, they just submitt a load in one go.

jk63
You'll get your letter in the post no fear of that.

molerat

GE Capital would cancel an agreement if the paper documents were not received within 90 days of the on-line or telephone application.