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Apr

Just got a personal loan approval from Abbey but APR is at 18.9%. Thinking of applying elsewhere.
Is this wise or will it it have a negative effect on my credit score?

Comments

  • Typhoon2000
    Typhoon2000 Posts: 1,189
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Dont think another application will make any differance. If you dont get a better deal you still have the Abbey one to fall back on.
  • how much are you borrowing?do you have a good credit rating?
    you may not get a better offer than 18.9%,and too many applications in a short period will affect you rating
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