We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Apr

Bobby_B
Bobby_B Posts: 1 Newbie
in Loans
Just got a personal loan approval from Abbey but APR is at 18.9%. Thinking of applying elsewhere.
Is this wise or will it it have a negative effect on my credit score?

Comments

  • Typhoon2000
    Typhoon2000 Posts: 1,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dont think another application will make any differance. If you dont get a better deal you still have the Abbey one to fall back on.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Mortgage-free Glee!
    how much are you borrowing?do you have a good credit rating?
    you may not get a better offer than 18.9%,and too many applications in a short period will affect you rating
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture