Thursday 18th Feb - What small DFW things have you done today?

WelshWoofer

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Morning all!
This is the first time I've started the thread - how exciting!

Today is a good day (so far)!
Been paid £512 bursary from uni that I hadn't budgeted for so I'm paying £420 off my CC and keeping £100 to spend on much needed new clothes. I'm off to the Trafford Centre when it opens to spend - I also have a Next gift card from Xmas and a WHSmith gift card to use so free money in a way!



Other things for today...

• Finish application form for job
• Start next job app
• Write 4 physics lessons (getting there)
• Walk dog for free exercise
• Checked banks
• All food from stores
• Hoover downstairs
• Post job app

That's it for today - I'm off to spend spend spend (well my little budget anyway!) and see how much I can get for my money/vouchers!

mogchops

Morning Rach - I was about 30 seconds behind you lol!!! Have just deleted mine!!

Its a grey soggy morning out there, yuk.

Today:
- check online banking (dire - payday tomorrow)
- tea from freezer - some sort of mince thing
- younger DD going to church holiday club
-elder DD staying home with DH as she is under the weather again
- I get to go to work - what fun
- ironing (yuk)
- do lots of comps & hope for comping karma

Have a great day everyone xxxx

WelshWoofer

Sorry Mogchops - got all excited as I'd never started the thread before!
Hope work isn't too painful!

Pippilongstocking

Hello chaps MC - sending you good comp karma

Rachel great news on the bursary and well done on reducing CC and keeping a wee bit for spends

Today
Inputed electricity - 29 units a day is still pretty high - more vigilence needed
CHeck banks
Check local paper
Probably out in the field
Might take dog but might not as working with chainsaws
Tea from freezer - steak pie nom nom
Feed chicken
Wear lots of layers
Crochet more blanket
PAD to something
DD parents optoins night tonight
More hokey cokeys' loads hanging up at the moment the house looks like widow twankies emporium!
Rattle down old jumper for blanket wool
Hugs ot any that need them
Big hello to regulars and new folks - join in its great focus

mbaz

Morning all!

Today I have/will

- checked online banking
- NSD - not going to be difficult after checking balance :rotfl:
- Try and think of a way to amuse the boys for free considering it's raining. I'm thinking baking and DVDs! hubbie taken them out for a bit. rather him than me! Gives me chance to get some housework done in peace
- Chase babysitting agency for money I'm owed done but still no reply :mad:
- ebay items ending in just over an hour. All will sell so get them all packed up ready to go tomorrow all sold and packed up. might pop out later to post them as I managed to convince hub to give me some money from his expenses he received today seen as I paid for the petrol for the trip! still count it as NSD though as the postage has been paid for by the buyers
- scratchcard 10p
- check for mystery shops done but none
- surveys checked but none to do. will check again later
- listed a DVD on amazon
listed an item on ebay
meals from cupboards and freezer
entered comps from comps board - going to try and make this a regular thing from now on

Think that's it. Have a good day all! :beer:

josiebabie

Morning all,
Surprised at how many people are up already! I am very pleased with the fact it's Thursday and nearly the weekend.
OH didn't post my bigwardrobe parcel yesterday - the one thing I asked him to do and he didn't - why do they do that??
Anyway, whinge over my list today -
- Do any surveys (haven't had any for a day or so)
- Check banking etc
- Hokey cokey when I get home
- Already have meatballs and sauce in slow cooker for tonight, never done them in there before, don't know what they'll turn out like!!!
- Take something out of freezer for tomorrow
- Get some sales work invoiced today
- See if I can help more people on here with my car related knowledge, helped a guy last night and felt really good

Have a good day all x

pixiechick99

Morning everyone:j
Thanks for starting the thread Rachel - woo hoo to bursaries going in:beer:...enjoy the spending spree....fun!;)
What a horrible day here - woke up to big fat snowflakes but luckily it's turined into rain now.
I'm off to a collegaue's house with my friend for the morning so that'll be nice. DD2 coming too, armed with Nintendo and ipod to keep her quiet. DD1 still asleep, might get a goodbye out of her when we leave:p

Ok, list for today:

• check banking - moved TCs for our weekly spends
• daily scratch
• meal from plan tonight - risotto (didn't have it last night!)
• chicken out of freezer for said dinner
• carry on with essay plan.....slowly but sureley
• watch last night's Holby - last night I watched Tues night's on iplayer;)
• LSD - just need mushrooms and milk
• post ebay parcel
• do some baking....well the girls can do it, I supervise;)
• Keep place spick and span, I feel more in control when it's neat:p

That's my lot I think - have a fab day you lot:T

Cleosmum

I have:

• Had breakfast from stores
• Checked banking, tc in and moved car ins to savings until 22nd
• Received restaurant tokens from clubcard - £80 worth :T
• Sorted washing, will face HC in a bit lol

And will:

• Wash on 40 quick wash and airer dry
• Do mealplan for week
• Do a shopping list and stick to it
• Put at least £1 into my SA piggy bank - somehow need to save up £4k by july :eek:
• Have started a spring clean and need to make a start on another room
• Meals from stores/freezer
• Check banking again and tweak SO for next week
• Walk to SW and back tonight
• Check jobs websites for extra work

Cant think of any more - have brain over load as not well on week off work - not fair!

OK, shopping list done, saved £8.98 with swaps, and have MOC worth £8.80, so that should make a nice dent in it!

irishmist_2

Hi everyone and hope you're having lovely days

LO ill today so will stay in.
Today:
-washing at 30 and on airers
-start working out what storage I need in different rooms so that I can tidy up quickly and everything has a place. Like millyscarlett feel much better when place looks vaguely in control
-might make some banana bread
-stay in and lots of cuddles and play
-will create meals from something in cupboards/freezer!
-

Bagpuss741

Today I have/will:

1. Check online banking
2. NSD
3. OU Coursework
4. Store cupboard meals
5. Walk dog locally
6. Check out freebies and comps board
7. Try to rest a bit as I feel grotty today, I think I've got a sinus infection

Cleosmum

Sympathies Bagpuss, every time Im ill it goes straight to my sinuses, thank god for sudafed dual max relief or I would be out of action