credit report correct?

snagglepuss16

i logged into experian to get a copy of my credit report. i wasnt sure what to expect as i had just finished my trust deed in may 2009.
well when i look it didnt show up anything relating to trust deed, like the companies it had been liked to etc.in fact it looked spotless. is this correct? it had all my previous addresses linked within the report.any advice gratefully received,thanks

Tixy

How long ago did you enter your trust deed?

Could it be that a lot of the only information (defaults etc) were more than 6years ago and so have already dropped off your credit file?

Other than that I guess it might make sense to get your equifax report as well.

snagglepuss16

Tixy wrote: »

How long ago did you enter your trust deed?

Could it be that a lot of the only information (defaults etc) were more than 6years ago and so have already dropped off your credit file?

Other than that I guess it might make sense to get your equifax report as well.

i started my trust deed in april or may 2006 and it ran for 3 years.
sorry to sound dim but what is equifax and whats the difference? thanks

Tixy

There are 3 credit reference agencies. Not all creditors report to all 3. So for a really thorough check you need to get reports from all 3 agencies.
Callcredit is the least used (by lenders) and so some people just get experian and equifax.

snagglepuss16

went to get a report for them and have to call them it says at the end so never got it yet.