Having courage to be honest

jennihen

Morning Ruby
Just thought I'd say 'Hi!'. Well done - you sound like you've got everything under control. Good luck with the debt-busting. Its hard work but you will do it. Smart Lady - keep going!!
Jennihen

ruby1968_2

:j Good morning all

Hope you all have a great weekend.:wave:

ruby1968_2

:jGood morning 40sm, how you doing, didn't get to chat much yesterday, how's the pup? hope he's still behaving, did you manage to sort out next month for your birthday! hope so you need the break and it would be lovely to have some space from what is going on at home, whats one weekend against a life time. it's a lovely day today makes me feel a bit better when the sun comes out,
:idea:Had idea middle of the night so am gonna put it on paper over the weekend to see if it would work. keep you posted.

Rupert_Bear

Ruby,
A friend of mine was in a similar situation to you but had no dependants. They had no assets such as their own house and debts building up to the tune of £35k. They could have been like you and tried to cut back on things that gave them pleasure and struggled for the next x number of years.

In their case they went bankrupt and within a year they are now discharged and enjoying life again. I know it is a very, very big step perhaps may be one worth considering.

40somethingmum

Hi Ruby,

I am well, its Saturday:j:jand no work today.:j.

I agree that it is a lovely day..... lovely and frosty.:)

Pup is fine.... chewing the stair at the moment .

I am intrigued re your "idea" . Hope it works.

Still not decided re the birthday thing . I will have to decide this weekend as my sisters keep calling me. I would have to ask permission to take the boys out of schoolbut I think that should be ok.



Catch you later.

40Smx

ruby1968_2

Hi Rupert Bear, did consisder the thet option a while ago Am hoping now that as our eldest is just short of turning 18 and our youngest 16 things shouls look up soon they have been sat down and spoken to about what is going on and things have slightly improved as their not asking for so much.

ruby1968_2

:jYou will need to get a holiday form from the school and I'm sure if you explain about your parents it shouldn't be a problem, we had a similar thing a few years ago when we had the chance to go to New zealand ( a gift from my late father in laws estate), but as yours are still young take the chance. will keep you posted on the idea.:)

jo1972

Just popping on to wish you luck with your new diary, I hope it keeps you motivated. It's funny cos when you mentioned your 25th wedding anniversary, I got flash backs of my mum and dad's wedding anniversaries and I thought you must be 'really old', then realised that I will be married for 17 years this year so I'm not that far behind you really :rotfl: where does the time go *confused* I also can still hear my parents (particularly) and others saying 'it'll never last' :rotfl:

I hope your plans all work out

Jo.x

40somethingmum

jo1972 wrote: »

Just popping on to wish you luck with your new diary, I hope it keeps you motivated. It's funny cos when you mentioned your 25th wedding anniversary, I got flash backs of my mum and dad's wedding anniversaries and I thought you must be 'really old', then realised that I will be married for 17 years this year so I'm not that far behind you really :rotfl: where does the time go *confused* I also can still hear my parents (particularly) and others saying 'it'll never last' :rotfl:

I hope your plans all work out

Jo.x

Hi Jo:hello:

jo1972

40somethingmum wrote: »

Hi Jo:hello:

Hi girl, how's it going? x