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MBNA rejecting CCCS
in_debt24
Posts: 37 Forumite
Hi everyone!
Im on a DMP with CCCS. A number of creditors have rejected my offer (no suprise there) but one in particular, MBNA, keeps hassling me.:mad:
They keep sending emails (they stopped calling after i complained) with things like 'call us, we want to help', 'call us ,we need to know your circumstances so we can help...' blah blah blah.
Now, I know if i call them they are going to do the traditional 'pay us this much or the world will end' speech. Should i just ignore them and hope they accept my payment?
Im on a DMP with CCCS. A number of creditors have rejected my offer (no suprise there) but one in particular, MBNA, keeps hassling me.:mad:
They keep sending emails (they stopped calling after i complained) with things like 'call us, we want to help', 'call us ,we need to know your circumstances so we can help...' blah blah blah.
Now, I know if i call them they are going to do the traditional 'pay us this much or the world will end' speech. Should i just ignore them and hope they accept my payment?
February Grocery Challenge- £140/£200 Spent.
Weekly Spend Challenge- £0/£5 Spent.
Crazy Clothes Challenge- £0/£100 Spent
Total Debt: £13000. Paid off: £500.
Weekly Spend Challenge- £0/£5 Spent.
Crazy Clothes Challenge- £0/£100 Spent
Total Debt: £13000. Paid off: £500.
0
Comments
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MBNA are nearly always a pain in the bum at the start of a DMP.
Just ignore them, and keep the contact/offer through CCCS.
Eventually the will either stop throwing their toys out of the pram and accept, or they will sell the debt on.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Creditors will kick up a fuss for a few months, CCCS should have said this was likely. You can only pay what you can afford, they may try for a CCJ but that will only make you pay what you can afford the same as a DMP. I would carry on with CCCS and see if things change.
Tell them this is all you can afford, confirmed by a well known debt charity CCCS, and that you are making these payments.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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