Dads Tax Code Now Mum Has Gone

Mikeyorks

As previous post indicates - if you've given us the right annual income - the tax being paid is around 12 times too much. In essence he's paying a full year's tax ....each month.

That's the bottom line - so the letter after the code is now a bit immaterial. It seems to me HMRC have issued the code on the assumption there's continuing employment and the occupational pension is being gross.

Whatever - they have to re-visit it. Take the coding notice and a monthly payslip from the pension - and they'll see it's wrong.

bj-sailaway

Thanks guys, I'll get the code notice, and the payslip together and contact them again this afternoon, the code notice seems to be right, according to what you've all said, and that is the code on the payslip, but the tax deduction is obviously wrong, I don't know how that can happen - this is driving me mad. I wonder how many people just accept these type of deductions?

Yes, the £20 is the single occupancy discount from his Council tax.

I'll let you know how we get onn.

jem16

In my opinion, it's the code notice that is wrong as the £4550 for his work's pension should not be on it.

The tax being deducted is correct for the tax code that the work's pension has been asked to apply.

Your Dad needs to ask the tax office this question;

1. My total income is £8881. My tax free allowances are £7240. I have worked out my tax bill for the whole year is about £140. Could you explain to me why I have paid £147 in tax in one month?

Mikeyorks

jem16 wrote:

In my opinion, it's the code notice that is wrong as the £4550 for his work's pension should not be on it.

The tax being deducted is correct for the tax code that the work's pension has been asked to apply.

From the information you've given us - the above is totally correct.

jem16 wrote:

Your Dad needs to ask the tax office this question;

1. My total income is £8881. My tax free allowances are £7240. I have worked out my tax bill for the whole year is about £140. Could you explain to me why I have paid £147 in tax in one month?

I think that's exactly the right approach. Except (transposed) - the £7240, should read £7420. Sure you realise your Dad needs to be there, as the Revenue won't discuss his affairs with you?

Let us know how you get on. In particular 'how it went wrong' - as HMRC are normally very careful with 'K' codes. And it does sound as though it's not the first time you've asked the question!

margaretclare

Sure you realise your Dad needs to be there, as the Revenue won't discuss his affairs with you?

From my experience of HMRC they won't discuss someone's tax affairs with anyone else, not even a son or daughter or a spouse - not now, confidentiality, data protection etc. I suppose the only way that they would talk to you and not Dad would be if you had Power of Attorney over his affairs.

However, those are fairly simple straightforward questions that Dad needs an answer to. I've found HMRC pretty good, much better than they used to be.

Margaret Clare

jem16

margaretclare wrote:

From my experience of HMRC they won't discuss someone's tax affairs with anyone else, not even a son or daughter or a spouse - not now, confidentiality, data protection etc. I suppose the only way that they would talk to you and not Dad would be if you had Power of Attorney over his affairs.

This hasn't been my experience. I recently had to phone the tax centre about my son's two tax codes. He phoned, gave his details, and asked if they would speak to his mum about it. They were happy to do that.

However, those are fairly simple straightforward questions that Dad needs an answer to. I've found HMRC pretty good, much better than they used to be.

Margaret Clare

I usually go to the local enquiry office as it's only a few miles away. I have found them usually very good too. Sometimes it's better to be face to face with them.

Mikeyorks

margaretclare wrote:

From my experience of HMRC they won't discuss someone's tax affairs with anyone else

Then that's a very restricted experience. 75% of the 10M HMRC customers involved with SA are represented by Agents - and HMRC communicate with them - provided a simple Form 64-8 is filed. And people having similar problems to that described on this thread, will frequently use their Wages / Personnel / HR sections to d/w HMRC. All it needs, as I do for my wife, is the taxpayer fields the initial security questions - and then hands over. CAB presumably does similar in assistance cases.

If it's face to face - clear the Identification aspect ask, as in this case, 'my son continues the discussion?' and there will be no problem. But the Dad has to be there - a signed letter of authorisation etc is no good. But it certainly does not need power of attorney for someone to take a little human assurance along with them.

Data Protection has not fully done away with common sense - despite HMRC are continually having to watch their backs with various tracing agencies etc attempting to obtain data they are not entitled to.

bj-sailaway

Dad has no problem with phoning himself, before we ring, which we'll do on Monday now, the code has a Y at the end - does this alter things greatly?

jem16

bj-sailaway wrote:

Dad has no problem with phoning himself, before we ring, which we'll do on Monday now, the code has a Y at the end - does this alter things greatly?

No it won't. The Y is for a tax code with a full personal allowance for those aged 75 and over. This is what would be expected for your Dad.

The main point is that he is paying far too much tax for his income and you'd like to know the reason why. You can phone on a Saturday by the way. I'm just about to phone them as they have decided to alter my tax code to collect the tax on my investment income even though I have already told them not to!

Mikeyorks

bj-sailaway wrote:

Dad has no problem with phoning himself, before we ring, which we'll do on Monday now .......

..............good news????????