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Hi Im new...and need advice

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  • Also its doesnt help I have access to the internet as I am always online adding things to my Next account etc...
    Why not use this time to log into this forum instead?
  • nataz
    nataz Posts: 435 Forumite
    If I was you I'd close that Next account NOW... then theres no temptation :)

    I admit I was a big online spender, with two kids under three it was sooo much easier shopping online than facing the hassel of the shops. And there are so many nice kiddy things to buy! But since having started on a DMP in Jan Ive thrown out the catalogues, stopped the Next directories coming and started keeping a spending diary. Now every penny is accounted for and with no credit cards if I want to buy something extra then I have to have the cash. Cue lots of selling of ebay :)

    As others have said there are lots of challenges on here to keep you on the straight n narrow!

    And lots of ways to make extra cash too
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
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