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Aktiv kapital

Help required i have aktiv chasing me left right and centre, i asked for proof that the debt was mine, kmowing it was, but never paid for yonks, on one occassin they sent a copy of statement showing last payment mmade 8 yrs ago, is this statute barred anf if so how can i stop them hounding me

Comments

  • ju34514
    ju34514 Posts: 52 Forumite
    Hi there, this company are a right set of chancers who seem to be known for buying statute barred debts.

    I have had problems with these people before, same problem as you. I contacted National Debtline and they sent me the Statute Barred letter to send to them, never heard from them again :).

    I know there will be a template letter on here somewhere for you to take a look at but am a 'Newbie' myself, so not sure how to direct you.

    When you send the letter, send by Recorded Delivery which gives you proof that they received it. Hope this helps a bit .
    'The most important things in your life aren't things.'
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Send the correct SB letter - http://forums.moneysavingexpert.com/showthread.html?p=11571227#post11571227

    If its over 6 years since you made payment, or confirmed the debt in writing it is statue barred.
    You can tag in the letter that the recent statement you received from them shows the last payment was over 8 years ago, well within the time limit. So even if the debt was your it is unenforceable.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

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