Affordability problem

dannyb123_2

last 4 months pay slips are nearly all the same amount, which shows commission is stable

dannyb123_2

Okay, but I thought I had to show last 3 payslips / bank statements ? Im now employed so self employment figures are not really relevent now??

VIGILANT22

I am talking YEARS not months........nobody would ever get a mortgage with only 5 months employment history/proveable income

dannyb123_2

Would the parent, guarantor thing be worth considering??

Dom3663

Vigilant, I've got my mortgage, and all I was asked was to show my last 3 payslips, 1 of which is monthly pay, 2 were weekly. I was then asked for my last bank statement, which covered the same month as my wageslips at the time...?
Unless Nationwide have contacted my employers??
And to add to that I've been with the company just over 7 years, and only 1 month of that in my current position? Before that I was just part time...ie the 7 years

VIGILANT22

if you had read earlier I posted you are required to have 3 years employment continous employment history...

dannyb123_2

Dom..

When did you get your mortgage with Nationwide ? Did you have a big deposit?

VIGILANT22

dannyb123 wrote: »

Would the parent, guarantor thing be worth considering??

what are you going to buy on an income of 12k????????

Dom3663

15% deposit ... just got the paper work through today to confirm everything

dannyb123_2

Thats good Dom, How much is your mort for if you dont mind me asking ?