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Thats another fine mess I got myself into

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  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    GGGGGGGGGGGGRRRRRRRRRRRRRRRRR - Absurd&Ludicrous could have me again - noted chq as £112 and it was £115. It is showing up on that stupid running balance as 1.69 o/d so have just transferred £5 to them, what's the betting the bounce the chq or at very least charge me for a days' o/d on o/d. I am cross with myself because it was a very stupid mistake!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    What I wouldn't do for 3 weeks to myself! Have to content myself with weeks camping with my sister and family - 3 adults and 6 kids!!!!
    On a brighter note. If you can scrape some money together and live near a Zizzi's, treat yourself. My colleagues and I took advantage of the voucher on here a couple of weeks ago and for a main meal and a drink we all paid £10 each (which left a good tip) The food was fab!
    If you have any tesco vouchers, swap for the meals out vouchers!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Fingers crossed on the bank charges.

    I have 2 weeks until I am off for a fortnight - the summer hols have suddenly come around quickly, after seeming so long away! Where on earth is this year going!!!

    Have a good day x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    You are doing well - at least you are still smiling through it. Know the feeling about Peter and Paul - nasty little blighters that they are, almost as bad as Absurd & Ludicrous :D They really have no care at all about their customers and it bugs me to bits!

    We have loads coming up this month that I will have to be really careful with but I haven't resorted to any CC spends at all yet and hoping I won't. Possibility we will get a refund and I am now kind of pinning my hopes on that to see us through the summer months.............

    Have a lovely day x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Ahhh..hope they don't charge you x
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I am offically on holiday!!!

    Now do I write a list of what I want to achieve or do I not hassle myself and do it as I feel - quandry! (Yes yes I know I need to write a list)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Dont write the list from my weeks experience it doesnt quite go to plan ;)
    and you are on holiday enjoy.

    That means drinking on a school night, Late nights and staying in bed until whenever you like.


    Off to look at that list I should have been doing, but the sun has been shining today and it would have been rude not to go outside and see it :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    It is overcast and cold here :(

    Yes your idea of a holiday sounds good.

    I think I will clean the house tomorrow and then it is done and then I can do 'other things' like clear out cupboards etc. Rock and bl00dy Roll
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have a good holiday
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thank you Mrs Taxi!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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