Help with NDR debt

Tixy

Yes as a standard letter put your address and date at the top right and then after that on the left put the address you are sending it to (above Dear Sirs)

- then add in your account detail after Dear Sirs.

Then send registered post and keep the proof from the post office somewhere safe .

(PS glad to hear you are a big softy, your kids are lucky to have a dad like you )

razer12121

thasnk

on a side note ive found a number of different company address's for additions direct, which should i send to do you know? i do have a letter here mentioning the default sums they are puting on my account would that address be the correct address?

razer12121

yes no? anybody know? really want to get this sent of tomoz

Ex-Spendaholic

Yes I would use the address which you have in front of you. Send it recorded delivery.

Just to let you know that NDR are actually Shop Direct's inhouse department as opposed to being a Debt Collection Agency.

Their charges are horrific - I know I've been there. However I claimed back all the charges. I suggest you do this too as it will reduce your balance considerably. Its really simple to do - have a look at the Bank and Credit Card Charges Reclaiming Forum on here for further information. Also if you have paid Payment Protection Insurance you may be able to claim that too.

Oh and do send them that harassment by phone letter, you don't need this carp on a daily basis.

I wish you the best of luck in getting sorted.

heatherks

have you been to see anyone ..CAB etc ..

shop direct group/littlewoods/ndr are one of the worst creditors i have dealt with ..when i asked for help at the beginning littlewoods upped my interest apr to 39-7 % and would not even reduce it till CAB got involved
...noticed on my additions statement today it now has the same APR although not paying interest at present

id get the CCA and harrasement letters off to them ASAP

razer12121

ok guys letter was sent on the 17th so they should have had it by now i do wonder if i will get a reply.....wish me luck!

p.s they have put a default on me, didnt even relize till today looking back through mny paperwork from them! is there away i can get this taken of my credit history?

razer12121

so letter was sent on the 17th, and i got this today....



what should i do now? i mean what kind of letter is that lol