Once your declared bankkrupt how

scattytracy

did you feel in yourself?

I thought I would feel relieved mine were old debts, and haven't used any credit for years. So have had about five years of threatening letters and constant worry, but somehow I feel worse, i feel really down and sad and more worried than ever. Even looked at getting it cancelled which I know 1) I can't and 2) even if I could it would be stupid...............oh I don't know just wish life could be a bit easier.

Tracy
x

debtinfo

im afraid your in the ether between court and interview at the moment, with the court being so short it often feels that nothing has changed. At the interview you get to talk though with the examiner what has happened and so alot of people fwwl lifted after the interview that it really is over

IF

Hi ST, I know people who have felt/feeling how you do. Have you spoken to your Doctor or anybody you can have a good talk too. Many after the elation do feel very flat,embarrased and teary about bankrupcy.....take care...
if wishes x

scattytracy

I hope I feel better after the interview, my poor kids all I have done all weekend is moan at them ah bless I hope one day they'll understand.

If wishes, I hope I can get it through it without the help of my dr, have had horrendous depression before ended up under a bloody psychiatrist. My lupus is flaring so thats prob not helping. I'm going to try think positive hmmmmm lol lets see if it works haha x x x

IF

Any time you want to talk, there's always people here to listen..
sleep well x

peppa-pig

BR is a real rollercoaster of emotions. One day you feel fine the next you feel crap. Even now I still have days when I feel like a failure and wish it had never come to this.

Best thing is to talk about it. If you can't do that in real life then do it on here with people who understand.

Classylady2010_2

The day I filed for bankruptcy was a day of my peace of mind returning, I had my telephone interview last friday and when it was finished I just felt really "flat" I think its because I worried for months about my debts and now I dont have to, its a hard habit to change. I agree with peppa there are days I feel also a failure but I remind myself that Ive taken the right step to improve my life, I just want to be happy again and I can see a light at the end of the tunnel for me.
So I guess what Im trying to say is, its natural to feel flat and have good and bad days.
Take care
Classy
x

alastairq

In a way, I have found the process ''empowering''!

Pre-BR, I had, for a long time, been at the point where credit was no longer an option...there was, simply, none left!

However, it was soul-destroying to see so much hard-earned income simply going down the pan to creditors...with absolutely nothing in return.

Not even a feeling of self-esteem.

BR for me was, in a way, a fresh start.

My lifestyle didn't change much.....for so long my living expenses were pared to the bone......but my quality of life soared!

To me...the ' improved quality of life' promised by credit [and encouraged by government and society]...turned out to really be a Will-o'-the-wisp....something fanciful!

Real quality of life...regardless of material possession, income or whatever, lies with those you know and love, and the feeling of no longer being controlled.

I felt 'in charge' for once......

my only real issues are...I'm a hoarder...and struggle to rid myself of some of the detritus of my life!

Ronnie_O

All the debt related stress I've ever encountered was before BR, afterwards it felt like a massive weight off my shoulders regardless of the consequences. I'm afraid to say that the whole BR process is actually very easy (with the exception of family/children complications) It's one life we have I feel it's better to admit the problem, take a hit now, and work towards clearing things up in the future. I personally always motivate myself by saying all things are just temporary. Worse things probably have happened at sea

confused76

what you're feeling is normal...i was very up and down for a while but suddenly everything falls back into place and you will be able to look to the future

be kind to yourself and we're always here if you want a chat... x

catastrophe10

Scattytracy,

Im feeling exactly the same. I keep looking at my telephone willing it to be the ORs office, and also waiting for the postman to bring me some word from them. Im up the wall at the moment. Can't relax at all. I have my CPN coming tomorrow, and am on meds for Bipolar but this limbo between court and OR interview is killing me - for some reason im convinced im going to be carted off to prison and they are going to throw away the key!? Its horrible, and it seems never ending...