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Yes! Through the £20K barrier

2

Comments

  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant News!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Hey lady!!! What great news!!!

    Youll be debt free in (almost) no time!!!! WooooHOOOO!!! :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Great news - well done.
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Fantastic:T:T:T:T:T

    i think you can do a little mini dance! what a brilliant milestone!
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • Mirtos
    Mirtos Posts: 728 Forumite
    Yay! That's brilliant. Good for you!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • kevin_M
    kevin_M Posts: 551 Forumite
    well done ali :)

    Doing realy well... Now push yourself to get sub 15k
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done Ali-OK :T

    It's great to see all your hard efforts, paying off - literally - isn't it?

    Keep it up ;)
    Leason learnt :beer:
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Fabulous! I bet you're smiling all day now, eh?

    Well done!

    Sea xxxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Thats fab news!! Yahooooooooooooooooooo So what have you learned so far in your debt free endevours?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thanks everyone!

    B.H. - Yessss..fantastic feeling..was singing Dancing on the Ceiling by Lionel Ritchie today :rotfl:

    Kevin_M - I'm chasing that £15K down alright..it'll be around Feb/March according to my spreadsheet :D

    Toto - You are so right - I'm the one fleecing them now (no bank charges to claim unfortunately)...but making use of 0% cc's for BTs, current accounts paying interest but no account charge, etc.

    Fishface - I've learnt so much I don't know where to begin! Biggest thing has got to be just not needing stuff...whether it's Sky (I got rid of), Mobile on contract (went to PAYG in May and still got £8 credit from original £12), giving up smoking and that I tell any financial or utility sales person about MSE and they end up writing it down to take a look!

    The site and especially the forums have saved me from struggling to pay minimum payments originally to living within my means and overpaying. I can't thank you guys enough :T :T

    I feel liberated and can't stop being evangelical about MSE ! :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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