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Please Help Me Out, Im Lost

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  • Hello All,

    Thank you for your continued advice.

    I am going to ring National Debt Helpline today and chase up the CASHFLOW thing they talked about. I feel like i can live within a budget but the debt needs to be put in some order first.

    Secondly, regarding the IVA - i am in a secure job and would be able to repay a set amount over the time period. In terms of Japan - the answer would be the same i think.

    Phone contract has a LOOOOOONG time to go. However, i may ring them and explain my situation and see if they can offer me a cheaper tariff with a different phone but remain in contract with them.

    easy does it now

    john
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    John

    make sure you ring National Debtline as this is a charity , see below

    http://www.moneysavingexpert.com/loans/debt-help-plan#help

    I believe that even if national Debt helpline is not fee-charging, it refers you to related companies that charge fees.
    If you've have not made a mistake, you've made nothing
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