Declined by Currys/HFC, why?

Rupert_Bear

jen999 wrote: »

Thanks for replies, i no i shouldn't have wasted money getting the score, i guess i just panicked and wanted to check there was nothing 'dodgy' going on with my accounts i guess!!! i wont be checking it again, only the statutory £2 one every 6-12 months maybe.
I have got £4000 on my virgin card and an £8000 graduate loan through natwest, so guess this is quite a lot of credit??? However with no mortgage I can comfortably pay them, (earning £28,000). However, i think this has opened my eyes and i'm now gona save instead of getting credit wherever possible!

Earning £28k and unable to pay for a TV outright. Very strange indeed!

Dewi

jen999 wrote: »

i have just paid and checked my credit score on experian. it has gone down to 734
How can it have gone down from 999 to 734 in 3 months?? when i havent missed a payment or anything??

I hate money!!!!!

There is a lot of lore on credit scoring. One of those bits of lore indicates a score of "999" means the score cannot be calculated at that time. I do not know if this is the case, but it sure seems to be be brought up a bit.