HELP....Full and final Vs Partial settlement

Doubtful_Guest

Anyone had any success with this type of approach to try and get defaults removed ? Any advice ?

Tixy

From what I have read it seems that sometimes catalogues/phone companies etc will agree to remove defaults to get the debt paid (not often but occasionally). It seems to be that this is even less likely if the debt is with a bank.
Also if your debt/default is still in the name of RBS then it may well be that westcot don't have the ability to remove it. If the debt is showing on your credit file under westcots name then they might have the ability to remove it.

rabialiones

hi, please help.
orignal loan from barclays £3400 , have offered £2000 as f&f settlement , does this seem reasonable

rabialiones

any advice

please

TheGame21

rabialiones wrote: »

hi, please help.
orignal loan from barclays £3400 , have offered £2000 as f&f settlement , does this seem reasonable

Hi, how did you make an offer, did you use a template for a letter? I need to do the same and not sure what to put in the letter.

rabialiones

TheGame21 wrote: »

Hi, how did you make an offer, did you use a template for a letter? I need to do the same and not sure what to put in the letter.

over the phone, but i think i'd better ask for it in writing as well in case of future problems.