We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finding out about pension in previous job

JReacher
Posts: 4 Newbie
Don't know if anyone can help me with this, well actually it is my work colleague that needs help.
My colleague worked for a firm of Solicitors a few years ago and paid into their pension scheme. He worked for them for about 2 years and then left. He forgot all about the pension until the other day. He looked up his old firm and they still exist. He has tried to contact them about the scheme, but they just fobbed him off saying they had no employment records after 20 years ago. Can he find out whether he has any monies outstanding? Is there someone he can go to?
Grateful if anyone has any advice
My colleague worked for a firm of Solicitors a few years ago and paid into their pension scheme. He worked for them for about 2 years and then left. He forgot all about the pension until the other day. He looked up his old firm and they still exist. He has tried to contact them about the scheme, but they just fobbed him off saying they had no employment records after 20 years ago. Can he find out whether he has any monies outstanding? Is there someone he can go to?
Grateful if anyone has any advice
0
Comments
-
My colleague worked for a firm of Solicitors a few years ago
How many?Key factor....and paid into their pension scheme.
Was this an occupational scheme?He worked for them for about 2 years and then left.
If it was less than 2 years he would have been entitled to his contributions back and some firms then insisted these were taken.Did this happen?He has tried to contact them about the scheme, but they just fobbed him off saying they had no employment records after 20 years ago.
If he had taken his money out, this is probably true, the number of years is not really relevant.If he has no records himself, it's more likely he did take the money out.Can he find out whether he has any monies outstanding? Is there someone he can go to?
There is a pension tracing service at DirectGov.Trying to keep it simple...0 -
but they just fobbed him off saying they had no employment records after 20 years ago
Was it a few years ago or more than 20 years ago?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
He worked for them 30 Years Ago
It was not an occupational Pension
He wasthere just short of two years
Thank you both for replying
Hmm, a bit puzzling, was it perhaps a retirement annuity contract (RAC) or some kind of 'executive' pension?Modern private pensions didn't exist 30 years ago.
If it was a RAC, then it would have been with an outside insurance company and your colleague should have his own records.Trying to keep it simple...0 -
EdInvestor wrote: »Hmm, a bit puzzling, was it perhaps a retirement annuity contract (RAC) or some kind of 'executive' pension?Modern private pensions didn't exist 30 years ago.
If it was a RAC, then it would have been with an outside insurance company and your colleague should have his own records.
I will ask him, thanks0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards