Intrum Justitia - Offering full and final

sammy115

I have a small (compared to my other debts) outstanding balance with intrum Justitia from a catalogue. It is about £350. Do you think if I offered them a lower amount in full and final settlement they would accept. Does anyone have any experience of this? If so how much would you offer and should I do it by letter or by phone.

Thanks

Floss

I did it with them, I rang & asked them for a figure which was about 40% of total. if you ask them, they will give you a date which it will be valid until (pay by) which was about 14-21 days (i think).

good luck!

sportbeth

I did mine with them via e-mail. I knew I would bottle it a bit on the phone so I went onto the website, found an e-mail address and went for it.

isgman

Go for it .. you have nothing to loose and a lot to gain

sammy115

sportbeth wrote:

I did mine with them via e-mail. I knew I would bottle it a bit on the phone so I went onto the website, found an e-mail address and went for it.

do you still have the email address - if so could you pm me with it. What did you offer them and what was their response.

Emmzi

sammy,

have you defaulted on it? If you haven't, they are unlikely to accept - the worse your payment record, the lower the figure they are likely to take...

sammy115

Hi

Yes its the only one I have a default on. They were pretty quick to default me. I only ask really because I its such a small amount and as I have just had a payout off my standard life shares I thought it would be a psychological boost to get rid of it.

sammy115

In fact I would be willing to pay it in full, if by any chance they would remove the default off my credit record.