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is this true?

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    boxer691 wrote: »
    Well what have I said thats different other than what you have said? But from experience your last para is wrong.

    Its off their webpage! ;)

    As I'd never heard of them thought I take a look. Shared customer databases aren't unusual.
  • When you apply for a product, it isn't just a case of assessing whether you're desirable, but also checking that the application is legitimate. Therefore, as well as the credit reference agencies, lenders also use completely separate anti-fraud agencies to try and weed out problems. The two big ones work in very different ways

    http://www.moneysavingexpert.com/loans/credit-rating-credit-score
  • boxer691
    boxer691 Posts: 184 Forumite
    I have the utmost respect for CIFAS, they are transparrent and dont hide who they are are what they do. They are also accountable and accept it when they make a mistake. They also answer queiries and theyare regulated by the FSA
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