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Thursday 11th Feb - What small DFW things have you done today?!
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Goooood morning;)
Hooray, it's the last day of term for my 2 today....both got Inset tomorrow so bring on the lie-ins:p (If anyone else wants to start the thread feel free....I won't be here at 7ish I doubt!)
Going to stay in and make the most of my last quiet day today...do some work and wait for the electricial coming to look at the ropey shower.
Hope all well today - hugs all round:A
Ok, list for today:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Goooood morning;)
Hooray, it's the last day of term for my 2 today....both got Inset tomorrow so bring on the lie-ins:p (If anyone else wants to start the thread feel free....I won't be here at 7ish I doubt!)
Going to stay in and make the most of my last quiet day today...do some work and wait for the electricial coming to look at the ropey shower.
Hope all well today - hugs all round:A
Ok, list for today:
- check banking....move tax credits to spends account
- daily scratch
- packed lunches for girls
- NSD hopefully
- get Next returns ready to go back (when the guy drops off my new delivery, sale stuff stil appearing online...ooooops:o)
- meal from plan tonight - jacket pots and chicken
- uni work....reading for the darn essay;)
I really need to sort out a new signature!
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Comments
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Morning Milly & those that follow.
Milly thanks for starting the thread, hope you are feeling better today.
My list for today:
Check online banking
Go to work
See to pets
Take rubbish out
Comps
Lunch is leftovers from last nights dinner
Dinner tonight from plan
Enter any new suitable jobs
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Morning :hello:
Well, we didn't make it to dog training last night so pup couldn't take his test!
Roads were so bad, so icy,
So fed up with this weather now! It's bad here again today so need to take extra care - have become quite nervous driving following our accident a couple of weeks ago 
So my list:- Not a NSD as need petrol
- Work placement all day
- Packed lunch
- Tea from stores
- Friend popping round tonight for a cuppa and a catch up
- Check bank accounts
Take care all
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 -
Morning all! Thanks for starting the thread Milly xx
Today:
- check online banking
- packed lunches
- tea from meal plan
-LSD
- going to theatre tonight - ticket was Christmas pressie so only got to pay car park:T
- Do all comps ending 12/02
Got to tell you about my dishwasher tablets - trying to cut down, so brought Tesco Value dishwasher tabs last week - and they are BRILLIANT!!!! They clean as good, if not better than, any other brand I've ever bought!!! Very impressed and only £1.72!!!!!
Have a great day everyone xx0 -
Morning everyone,
Sunny here so happy days!
Today i have/will
-washing at 30 and drying on airers
-collect any eggs from chicks
-continue sorting life insurance for OH - bit more complicated because of his job
-today i WILL start sorting out our budget properly
-look for a birthday present
Have lovely days all
xx0 -
Morning all
dashing so no real hellos except this one!
Bank to check later
Move some money to savings
Pay coal/wood bills
Tesco receipts to get swiped
Clubcard must look at deals and see what I can get with my £11.50 - wonder if I can get another magazine - I love htat the deals are worth 4x more than the actual money worth
Hokeycokey outside as its sunny
DS helping in field again
Pick up DD later on
DD chums round later do a HM pizza
Not sure what else yet!
Hugs to all and anyone new come join in
Waves to regulars xxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
:jmorning all,no snow here today
so far today
done hubbys lunch box
got son off to school
got house work to do
going to craft group this afternoon
and ive opened my birthday cards and pressies from the hubby and kids
... :bdaycake::wave:HAPPY BIRTHDAY EVERY ONE WHOS BIRTHDAY IT IS TODAY HAVE A NICE DAY XX
just put on slow cooker with a chicken casserole and will be ready for when i get home from work at 81634 # 4 th jan £16.00 in sealed pot:j
jan grocery challange ....£200 / £8.oo0 -
:jmorning all,no snow here today
so far today
done hubbys lunch box
got son off to school
got house work to do
going to craft group this afternoon
and ive opened my birthday cards and pressies from the hubby and kids ... :bdaycake::wave:HAPPY BIRTHDAY EVERY ONE WHOS BIRTHDAY IT IS TODAY HAVE A NICE DAY XX
Happy birthday! :beer: Now no housework allowed - go and put your feet up!:)0 -
Hiya everyone!
I'm early today as have a rare few hours to myself this morning while DS1 is at school and DS2 at nursery.
Just about to start a mammoth ebay listing-a-thon, just scanning all the pics now! I hate doing this!
So my list for today:
ebay listings Done - thanks goodness! oo and I have 2 bidders and lots of watchers already!
- post previous sales done!
- NSD (except ebay postage costs)
packed lunch for DS1done
lunch and tea from cupboards for me and DS2 (DH away today so buying his tea but that comes out of his budget so I don't count it!)
- DH picking up DS1 christmas pressie from ebay today as his meeting is nearby
- surveys and scratchcard done
- night in with DVD tonight (and baileys left over from xmas - yummy!)
- washing on and will dry on airer
Have a good day everyone!
Mx0 -
Hello everyone, long time lurker here. Read your DFW lists everyday to get inspiration, thought I'd post mine finally!
Happy birthday ally...!
- Buy slow cooker after about 3 weeks deliberating! £9.79 in Argos so LSD
- Going half on sack of spuds with mum
- Meal from meal plan (Schnitzel with green beans and boiled pots!)
- Packed lunch from stores
- Sell purges!
- Online surveys
Hope that's OK for my first time???Nothing to report as yet...give me a minute...!0 -
Hi Everyone, hope all ok, ((hugs)) to those who need them
Sorry not posted much recently, just seemed to have been busy doing nothing.
Today I have
Taken dh to work at silly o'clock so I could have car today.
Taken ds to sports course, on way to JTF to buy my cleaning stuff and styrofoam cups for meeting tomorrow.
Had coffee with friend whose dh is in hospital
Had lunch form store cupboard
Will have dinner from cupboard/freezer
Looked at Tesco reward, think a meal out would be nice:)
Going to clean bathroom and dust bedrooms in a minute, not mse but necessary
Take ds to guitar lessons and pick dh up from work
Post sil birthday card (10p from cheap card shop:o) she won't know will she..... It is a very pretty card. (she lives away:o)
Fill out college course application
Check online banking
Think that will do me for today.
Maybe back later for a browse:DMy finances are work in progress.Normal veiwing will resume shortly0
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