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Took out a personal loan for my boyfriend... help
Comments
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You appear to be aware that the loan is legally yours so I won't remind you of that. Many people do this and women are so trusting that it is they who seek advice on this subject. BUT you are different. You have it in writing that you took a loan for his benefit. It is worth a try in the County Court but it will be expensive as you are above the £5,000 limit for small claims.
Of course if he is a decent sort then he will continue / restart the payments for HIS loan but he may see this as a way to get back at you. I hope that you learn never to do this for anyone again.
One of my clients took out a £200 doorstep loan so that her boyfriend could buy parts to repair his car. Once the car was going again he got in it started the engine a drove right out of her life.
Don't feel stupid just remember that your trust is valuable in ways that men understand all too well.
Don't worry - it's the biggest learn of my life. I really appreciate your honest feedback.0 -
Any recommendations for a repossession agent in the cambridgeshire area or what I should look for when booking one?0
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Hi there..
I have been in the same situation as you, so you're not the first..
i took out a personal loan for my bf to buy him a car and when we split up he wouldn't pay me the money back either at first.. So i told my sister and we went round to his mum and dads and told them that we wanted the car back so we can sell it to pay of the loan and he did hand the car over in the end..and paid off most of the loan..but i'm sure you can get something from a solictor to say that you took out a loan but im not to sure..but your best thing to do is to go round and speak to his mum and dad..and if he bought a car or watever with it tell him you want it back..good luck..0 -
you get a loan for him not for you. He is man, and he already know the responsibility for repayment. If you cant talk to him about the repayment, let somebody (higher level or higher strong) talks to him and so that he is continuously what he has done till now. See it from my lesson!0
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I was stung with a mobile phone on my contract with an ex which cost me a good hew hundred to pay up the contract, you live and learn. Just don't feel stupid we have all made mistakes by trusting the wrong people, its almost certain in life that somebody you trust will screw you over one day.
On the flip side my other me and my better half have consolidated debts and are shuffling credit cards, as it is more fo the debt is in her name right now but a few of her cards are charging interest again and I am getting a few 0% and alot will be shifted back in my direction. As it is we have 100% trust in each other and we a clearing debts to buy a house but there is points we are both at risk, but with a common goal it is saving us £1000's.
As a final comment to you situation, look on the brightside, he has paid it this long. He could have got the money and left a month later and refused to pay anything.Have my first business premises (+4th business) 01/11/2017
Quit day job to run 3 businesses 08/02/2017
Started third business 25/06/2016
Son born 13/09/2015
Started a second business 03/08/2013
Officially the owner of my own business since 13/01/20120
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