Its amazing how better you can feel after one phone call

huskypup

Well Ive done it, Ive phoned CCCS, after all the advise received on here - I think this is the best way for us to go, after chatting to a really lovely man at CCCS we have our telephone interview next Tuesday.

Still very scary though.

Now I have to cancel our direct debits, have applied for a new bank account, scary part is phoning all the creditors and telling them that they are to deal with CCCS - wonder if I can email them instead!!.

Its amazing how one phone call can make you feel so much better.

Step one done - now gotta work towards being debt free.

Nukumai

Good for you, husky. Onwards and upwards...

savingmummy

Aw well done
Big weight lifted and now you know your one step further.
Don`t worry about calling creditors, i wouldn`t email. But you could always write if you didnt want to talk with them but ensure you send by recorded delivery.

Good luck x

huskypup

Good idea mummy - will write letters now - and will def do the recorded delivery.

Thanks everyone
xx

niccatw

Well done huskypup. I definitely go with the letter route - I hate phoning creditors Letters also mean you've a paper trail.

Good luck!