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Continued payment demands by MBNA since BR. What do we do?
Angiepange
Posts: 3,521 Forumite
DH and I have been BR since August 09. He is still getting demands for payment for an MBNA credit card in his name.
At the time of BR we sent them a copy of his BR order and informed them over the phone about the BR. Since August we have had a fair few letters/statements from them still asking for payment.
A couple of weeks ago we had another more threatening letter demanding payment so hubby phoned again and was told his BR would be noted on his file and we wouldnt receive any more correspondence. Just today I have opened a notice of default from them again asking for payment.
I was thinking of sending all the correspondence to the OR but only last week, DH had a letter from OR informing him that his file has now been passed to the RTLU.
Just wondering if anyone had any advice as what to do? Should we send it all to RTLU or the OR, or should we contact MBNA yet again !? Or is it best to just ignore and file in the bin?
Any advice appreciated.
Angie x
At the time of BR we sent them a copy of his BR order and informed them over the phone about the BR. Since August we have had a fair few letters/statements from them still asking for payment.
A couple of weeks ago we had another more threatening letter demanding payment so hubby phoned again and was told his BR would be noted on his file and we wouldnt receive any more correspondence. Just today I have opened a notice of default from them again asking for payment.
I was thinking of sending all the correspondence to the OR but only last week, DH had a letter from OR informing him that his file has now been passed to the RTLU.
Just wondering if anyone had any advice as what to do? Should we send it all to RTLU or the OR, or should we contact MBNA yet again !? Or is it best to just ignore and file in the bin?
Any advice appreciated.
Angie x
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Hi Angepange, same happened to me. Just ignore them, they are the most insistant!! They will stop eventually. x"If wishes were horses, then beggars would ride"
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Yep, I am still getting them, nothing but bin fodder now, it is annoying though.:mad::pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Me too. Pain in the b*tt! Just ignore, they won't be getting anything of us now or ever!0
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Hi, does the default notice actualy demand repayment, they usually send out a default notice just to put the account into default as per the law.Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
It probebly will debtinfo, MBNA send the standard one, by past posts, rather than a correctly modified one suited to the situation of BR.Hi, does the default notice actualy demand repayment, they usually send out a default notice just to put the account into default as per the law.
I bet they have got lucky once or twice and sombody has actually paid too, but bet they did not inform the OR, or am i being cynical in my old age;):pThats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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blind-as-a-bat wrote: »It probebly will debtinfo, MBNA send the standard one, by past posts, rather than a correctly modified one suited to the situation of BR.
I bet they have got lucky once or twice and sombody has actually paid too, but bet they did not inform the OR, or am i being cynical in my old age;):p
Not at all, im sure they "accidently" send out the wrong one many times per day, i was just being insanely generous and giving them the benefit of the doubt:DHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Angiepange wrote: »Yes it does. It demands a payment of £xxx to be paid by 25 Feb.
If we ignore these letters will they eventually stop?
Angie x
probably, you only need to worry if you get anything from a courtHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
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A bit of blue paper that will have no effect on you whatsoever, but will make MBNA look very stupid:D
Dont worry, it is unlikely to happen, if it does, let me know, i have one of my infomous letters for that one;):rotfl:Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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