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Saving with debts ...? (now includes SOA)

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Comments

  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    As of next week, I will have paid off the Ikea Card :)

    Then time to pay more towards the Double Glazing debt ...
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edmund_blackadder wrote: »
    As of next week, I will have paid off the Ikea Card :)

    Then time to pay more towards the Double Glazing debt ...


    Finally paid this one off!:j:j
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I had to take a break from overpayments for a while but I have now resumed doing so and my double glazing debt is down to £800. :j

    Hopefully this will be paid off in a few months and I will be able to tackle another outstanding debt. :)
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
  • isy1011
    isy1011 Posts: 513 Forumite
    I feel that it is important to have a little saved because there are just some bills that you cannot pay with a credit card. ive never known a plumber for instance accept payment with a credit card. they want cash most of the time! You may be able to buy a bolier with a credit card but not their fees.
    Egg April 10 £6600 Jan £4678 now £0
    Santander Jan £3414 April £3338
    Virgin April£2643 Aug £3155 April £7109
    Barclaycard Oct £1476 April £1287
    So far paid off 17% of c.c. debt:T
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    personally I didn't save until I'd cleared my debts (ok from June I started saving in a virtual seal pot and what I saved I have used for xmas this year). It was difficult when things arose but when that happened I just had to slash outgoings/pocket money to raise the cash. All of my spare cash went to debt & I was left with between £100 (on a couple of lean months) & £150 for spending. I know everyone is different but it made such a differnece in my motivation seeing the debt figures coming down.

    I wish youe very success!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • pointypenguin
    pointypenguin Posts: 1,768 Forumite
    edmund_blackadder wrote: »
    I had to take a break from overpayments for a while but I have now resumed doing so and my double glazing debt is down to £800. :j

    Hopefully this will be paid off in a few months and I will be able to tackle another outstanding debt. :)

    Well done:beer:
    Weekly Spend Challenge: £0/£30
  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    determined_new_ms wrote: »
    personally I didn't save until I'd cleared my debts (ok from June I started saving in a virtual seal pot and what I saved I have used for xmas this year). It was difficult when things arose but when that happened I just had to slash outgoings/pocket money to raise the cash. All of my spare cash went to debt & I was left with between £100 (on a couple of lean months) & £150 for spending. I know everyone is different but it made such a differnece in my motivation seeing the debt figures coming down.

    I wish youe very success!
    pointypenguin wrote: »
    Well done:beer:

    Thanks both.

    I'm looking forward to knocking another one on the head. :)
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Double glazing now paid off! :D Now putting those monthly payments towards the loan to get that paid off soon!

    We're getting there!
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
  • MiaowMiaow
    MiaowMiaow Posts: 414 Forumite
    :jwell done!!!
  • edmund_blackadder
    edmund_blackadder Posts: 7,151 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Loan paid off now too! :)
    I enjoy a pint of beer each night for it's health benefits. The other pints are for my witty comebacks and flawless dance moves.
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